Insurance Solutions for Every Stage of Life
Whether you're approaching Medicare, need individual coverage, or want to protect your family's future, we'll help you find the right plan for your unique situation.
How We Can Help You
As an independent insurance broker, we work with multiple carriers to find coverage that truly fits your needs. Here's what we specialize in:
Medicare
Turning 65? Already on Medicare? We'll help you make sense of it all.
Medicare can be confusing, Parts A, B, C, D, Medigap, Advantage plans, enrollment periods... it's a lot to navigate alone. We break it down in plain language and help you choose the coverage that fits your health needs and budget.
- Medicare Advantage Plans (Part C)
- Medicare Supplement (Medigap) Plans
- Prescription Drug Plans (Part D)
- Initial Enrollment guidance
- Annual Enrollment Period reviews
Group Benefits
Health coverage solutions for businesses of all sizes.
Offering quality benefits helps you attract and retain great employees. We work with small and mid-sized businesses to find group health plans that balance coverage quality with budget realities.
- Group health insurance
- Dental and vision plans
- Employee benefits consulting
- Annual plan reviews and renewals
Individual & Family Plans
Health coverage when you're not getting it through work.
Self-employed? Between jobs? Don't qualify for group coverage? We'll help you find individual and family health plans that provide the protection you need at a price you can afford.
- ACA Marketplace plans
- Short-term health insurance
- Health sharing plans
- Coverage for self-employed individuals
Life Insurance
Protect the people who depend on you.
Life insurance provides financial security for your loved ones if something happens to you. Whether you need term coverage or permanent protection, we'll help you find a policy that fits your family's needs.
- Term life insurance
- Whole life insurance
- Universal life insurance
- Final expense coverage
Dental, Vision & Hearing
Coverage for the care Medicare doesn't fully cover.
Original Medicare doesn't include dental, vision, or hearing coverage. These standalone plans help you maintain your overall health without surprise out-of-pocket costs.
- Dental insurance plans
- Vision insurance plans
- Hearing coverage options
- Bundled DVH plans
Supplemental Insurance
Extra protection when you need it most.
A major health event can mean more than medical bills, it can mean lost income, travel for treatment, and unexpected expenses. Supplemental insurance pays cash directly to you.
- Cancer insurance
- Heart attack and stroke coverage
- Critical illness policies
- Hospital indemnity plans
How We Work With You
We Listen to Your Situation
Every person's needs are different. We start by understanding your health concerns, financial situation, and coverage priorities.
We Research Your Options
As an independent broker, we shop multiple carriers to find plans that genuinely fit, not just the first thing that comes up.
We Explain Everything Clearly
No jargon, no confusion. We walk you through your options so you understand exactly what you're getting.
We Support You Ongoing
Questions don't stop after enrollment. We're here whenever you need help, this year and every year.
The Duncan Market Insurance Difference
Not Sure Which Coverage You Need?
That's exactly what we're here for. Book a consultation and we'll help you figure out the right protection for your situation.
Call 904-217-8368